Unlock Exclusive Offers with Your Real Spending
Connect your bank, prove your spend, and get rewarded by top brands for your loyalty—or for switching.
OpenPerks connects your bank accounts to surface personalized, high-value offers. Merchants reward you for spending in certain categories or at competitors—no points, no games, just real rewards for your real spend.
Works With All Your Banks & Cards
Connect any bank or card. No brand lock-in. Get rewarded wherever you spend.
Private by Design
Your data stays private. Only proof of spend is shared—never your raw transactions or identity.
Marketplace for Real Spend-Based Offers
Browse and claim offers from top brands, tailored to your real spending—especially if you switch from a competitor.
The Offer Marketplace for Real Spenders
OpenPerks lets you connect your bank and unlock exclusive offers. Merchants can target users who spend in certain categories or at competitors, and reward them for switching or loyalty. No points, no games—just real money for real spend.
"OpenPerks helped us reach real spenders from our competitors—and only pay for results."
Unlock Cashbacks, Discounts, and Welcome Bonuses
The more you spend—especially at competitors—the more you unlock. Get real money, discounts, and welcome bonuses at top brands, both online and in-store.
Physical Venues
- 🛬Airport Lounges
- 🏨Hotels & Resorts
- 🧖♀️Spas & Wellness
- 🎰Casinos & Private Clubs
- 🛍️Luxury Retail
- 🏛️Flagship Stores
Digital & Hybrid
- 🎟️Exclusive Events
- 💎VIP Experiences
- 🍽️Fine Dining
- 🛫Travel Upgrades
- 🛡️Concierge Services
How It Works
1. Connect your bank and cards securely.
2. Browse offers tailored to your real spend—see which merchants want to reward you.
3. Claim your reward and get paid to switch or stay loyal.
Connect your bank & cards
Link your accounts in seconds. Your data stays private and encrypted.
Browse real spend-based offers
See which merchants want to reward you for your real spend—especially if you switch from a competitor.
Claim your reward
Get paid to switch or stay loyal. No points, no games—just real rewards for your real spend.
What our users and partners say
OpenPerks is trusted by real spenders and top brands for its privacy, real rewards, and seamless experience.
- 🔒Only proof of spend is shared—never your raw data
- 💸Get paid to switch or stay loyal
- 🏪Merchants reach real spenders from competitors
- 🌍Works at top brands worldwide
“I got $50 to switch my coffee shop. OpenPerks made it easy and private.”
“OpenPerks brings us real spenders from our competitors, and we only pay for results.”
FAQs
What is a zero-knowledge (ZK) credential?
A ZK credential lets you prove you meet a requirement (like spending over $100k) without revealing your identity or raw data. It's cryptographically secure and privacy-preserving.
How do I use OpenPerks at a venue?
Just tap your phone at a participating venue's terminal. Your ZK credential proves you qualify for access or perks without needing to join individual loyalty programmes.
What does the merchant see?
Merchants only see a yes/no answer to "Does this person qualify?" They never see your name, account, or spending details.
How do I get started?
Connect your bank and card accounts, generate your ZK credential, and you're ready to unlock perks at premium venues.
Is my data safe with OpenPerks?
Yes. Your raw data gets verified once and the proof is stored securely on the blockchain. From this point, you have full control over your data and what cryptographic proofs are shared.
Can I use OpenPerks internationally?
Yes! OpenPerks is designed to work across borders and with any participating venue or merchant.
Ready to unlock your private status?